During retirement the key to success is careful planning. With the proper tools, you can create a retirement paycheck to ensure that you will always have enough income to live comfortably. However even with the most well thought and carefully adhered to financial plan, unexpected emergencies may arise and drain the retirement funds. One answer to ensure that your income will last throughout your retirement years is to invest in annuities. To begin investing, you should seek the advice of an Investment Adviser. To find a licensed Investment Adviser in your area you can contact the U.S. Securities and Exchange Commission. Develop a plan with your Investment Adviser to invest in either fixed or variable annuities.