When investing during retirement it is important to remember that investing comes with risks. One of the best ways to help lower the risk and manage your retirement portfolio is to have an investment plan and to stick with it. The older you are, the more important your retirement investments will become. By keeping to your investment plan, you can avoid pitfalls such as selling out of fear and buying out of emotional investing such as hope or greed. Stock markets change, inflation rises, and numbers plummet. The best way to ensure that you will keep your retirement portfolio well managed is to resist the urge to cave in to your emotions and stick with your plan. If you feel that you need to create a new plan, then you should discuss those changes with your Investment Adviser to devise an enhanced plan.