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March 21, 2008, Newsletter Issue #90: Social Security Benefits if I Work after Retirement?
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Tip of the Week
Today, the rising cost of living has caused many seniors to continue working after retirement. This has led to many people wondering what will happen to their Social Security benefits if they continue working. If you are above retirement age, you may continue to work without any of your Social Security benefits being affected. However, if you are under the full age of retirement, there will be a deduction to your Social Security benefits. In addition, you will also find that your future Social Security benefits will be higher, because of the additional income and Social Security contributions.
If you are under the full retirement age, your benefits will be deducted $1.00 for every $2.00 that you earn above the annual limit. The limit for 2006 is $12,480 however this figure is subject to change.
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