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Early Distribution Penalties and Your Traditional IRAUnlike a Qualified Roth IRA that is tax and penalty free, a Traditional IRA is subject to a 10% early distribution penalty. If you are interested in rolling over your Traditional IRA to your Roth IRA, it's best to see the advice of a financial planner first. You should also check with the financial institution that holds your IRA to ensure your transaction is order and you aren't subject to any penalty fees.
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