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With the rising debate over Social Security, some politicians have suggested “private accounts” out of Social Security benefits. Whatever your personal opinion about private accounts, you should protect your interests by diversifying your portfolio and planning for the worst. Even though it is said that Social Security will be fine until the year 2041, it is still important to store up your nest egg, just in case there is trouble. In the meantime, contact your local legislators and let your voice be heard.