January 12, 2007, Newsletter Issue #29: Retirement Planning: Simple Steps to Save Money

Tip of the Week

When it comes to preparing for retirement planning one cannot underestimate the importance of using retirement planning tools. Careful planning is not just a good idea, but it is essential to managing your retirement funds and developing a strategy that will keep your money in supply for all of the years that you will need it. Sometimes, the use of a budget calculator can show that there are areas where you need to save. Here are some tips to help you save money: · Stop excess spending (little items here and there add up quickly) · Use a budget calculator, make a budget, and stick to it · Limit credit cards and their use · Make saving money a priority in your life · Scale back on big money spenders such as homes, cars, and debt

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