Planning for retirement is a very important step in determining your retirement income. When it comes to creating a viable Financial Plan, many hire the help of a Financial Planner. Before deciding on a Financial Planner however, you should take some steps to ensure that you will be getting the services of an honest and reputable worker. Here are some questions to ask when choosing a Financial Planner: · Ask to see the Financial Planner's work history. Check references and make sure that the Planner has experience in your area. · Make sure that the Financial Planner is board certified with the Certified Financial Planner Board of Standards, Inc. 888-237-6275 www.CFP.net · Ask who will work with the Financial Planner or will they be working by themselves. · You should also find out how the Financial Planner will be paid before you begin to use his or her services. · Finally, when you have come to an arrangement with the Financial Planner, be sure to get the agreement in writing.