To be successful, you will need to carefully plan your retirement funds. One of the best ways to ensure that your needs will be met for this period of your life is by retirement investing while you are young. Statistics have shown that people who begin investing for retirement in their thirties are at greater liberty to take bigger risks. These risks can pay off in substantial ways and help grow your portfolio. By delaying your investments until later in life, you will lose essential ground for growing your nest egg. Even if it seems that you don't have much to invest, you can always open a simple savings account and rely on compounding to grow your retirement fund. You should also participate in your employer's benefits plan, such as a Defined Benefit Plan or a 401k plan. As soon as you enter the workforce, you should begin investing for your retirement.